Our Team

Kelly Lykken is an all-around team player and has been supporting the AIA on all fronts from day one. Kelly is a licensed producer with a BA from Western Washington University in Economics and Environmental Studies. Kelly adapts quickly, takes her account management head-on, and sees each task through with great confidence and consideration. She enjoys hiking, backpacking and spending time with her family Type your paragraph here.

Shannon Fugate brings over 20 years of commercial insurance experience to American Insurance Associates as the Director of Operations. In this role, Shannon supports owner and founder, Shelli-Lucus-Kennedy, in building and executing on effective business strategies for the agency and its clients.  Shannon's career began with Aon Risk Services of Washington DC where she excelled in her work with their OCIP division and has included a number of managerial and executive positions since. While she has held a variety of positions, ranging from production to operations, Shannon has maintained her focus on and passion for residential and commercial construction throughout her entire career . With a keen understanding of the complex challenges surrounding construction insurance, she recognizes the importance of continuing to learn and evolve to meet today's  needs while keeping one eye on the future and taking proactive measures to overcome the next big issue for the industry.


The insurance system can intimidate and overwhelm anyone – we're here to help find the answers and create the solutions you need. Don't let yourself get buried in details. Contact us instead for risk assessment and quote to meet your insurance needs.


Jemi Reed, Commercial Lines Manager, joined the insurance industry over 10 years ago after spending several years as a Real-Estate Agent.  She is a licensed Property and Casualty Agent as well as a licensed Surplus Lines Broker and holds a QSOTI designation.

Address: P.O. Box 850, Woodinville, WA 98072

Overwhelmed? we can help

We have licensed insurance agents with over 30 years of experience working day in and day out helping contractors stay protected from serious and costly risks related to all aspects of your construction project. Find out how our services can help you stay profitable.

Shelli has over 36 years’ experience in the insurance industry, specializing in construction risk management and bonding. As a Risk Manager, Shelli evaluates her clients’ big picture needs and field underwrites which results in better coverage and pricing than her competitors. Shelli has worked with the Master Builders Association of King & Snohomish Counties for over 20 years. She is known for her active involvement in legislative issues, as well as, her dedication to education and community service. Shelli is highly respected and called upon often by the insurance industry as the builder/developer expert. Shelli is a licensed Property and Casualty Agent and holds a Construction Risk Insurance Specialist designation.